FOR UNION LEADERSHIP
Promise IS Being There for Your Members in Retirement
Keep the promise you made to support your members with Medicare benefits designed exclusively for labor unions.
If you’re like most unions, you can’t afford group retiree healthcare plans, leaving your Medicare-eligible members to fend for themselves on the individual market.
Promise Plans are not a replacement for Medicare retiree health plans retirees may already be receiving from their Fund. Promise Plans are explicitly for Medicare retirees who do not meet their Fund’s eligibility requirements to receive retiree health benefits OR Medicare eligible retirees without access to a Fund-sponsored group retiree health plan.
EXCLUSIVE
Promise Medicare benefits will only be made available through DVHCC Member Funds as an exclusive offering for your members
SUPERIOR PLANS
Richer benefits at lower costs, these exclusive plans are not available on the individual markets for your members
SIMPLE & SEAMLESS
Plan contracting is at the Coalition level, making Promise Medicare benefits simple and seamless
NON-CONTRIBUTORY PLANS
The union is not required to pay a portion of the plan’s cost that is customary with a group plan offering
Today’s Reality for Union Retirees
The “advantages” marketed by individual multi-carrier exchanges are merely selling points to benefit decision makers. For retirees, finding an individual plan on the individual market is:
Anxiety-inducing: The abundance of choice is overwhelming. Research consistently shows that more than 90% of retirees cite having a choice of only 3-5 plans as ideal.
Disappointing: The vast majority of retirees seek a Medicare plan that matches their active plan. Short of finding that plan, they desire a plan offered and/or endorsed by their union, who they trust more than any “independent customer service advocate” employed by an exchange.
Completely antithetical to what unions stand for: Plans available to union members on the individual market do not leverage the collective bargaining power of a group.
